Most first time buyers think the first step is booking showings.
It’s not.
The real question you should be asking yourself first is:
“Can I comfortably afford this, not just today, but six months from now?”
Mortgage payment.
Property taxes.
Insurance.
Utilities.
Maintenance.
Life.
Buying your first home in 2026 is not about stretching to the max number a lender gives you. It’s about building stability.
When you answer the late night money question honestly, you walk into showings with clarity instead of emotion.
And that changes everything.
If you’re planning to buy your first home this year and want to make a smart move, send me a DM that says FIRST HOME and I’ll help you map it out the right way.
